1. Identify the Overpayment

An overpayment occurs when you receive more money than you qualify for. This might happen due to changes in your income, work activity, or administrative errors. Before reporting, gather any relevant information such as:

• Letters or notices from the Social Security Administration (SSA)
• Your recent benefit payment statements
• Documentation showing changes in your financial or medical status

2. Contact the Social Security Administration

To report an overpayment, you can:

• Call the SSA at 1-800-772-1213 (TTY 1-800-325-0778)
• Visit your local Social Security office in person
• Send a written notification explaining the overpayment and including your Social Security number and contact information

Promptly reporting overpayments shows good faith and can help prevent future collection actions.

3. Provide Detailed Information

When reporting, be ready to provide:

• Your full name and Social Security number
• Details about the overpayment (amount, when it started)
• Any supporting documents or proof of changes that caused the overpayment

Clear and accurate information will help SSA address the issue faster.

4. Follow Up on Your Report

After reporting, keep copies of all correspondence and:



• Monitor your SSA online account for updates
• Respond promptly if SSA requests additional information
• Confirm any repayment plans or waiver requests if applicable