Common Causes of Disability Overpayment

Unreported Income or Work Activity

If you start working or earn more than allowed under disability rules and don’t report it, you may receive benefits you’re no longer eligible for. Even part-time work can trigger overpayments if not reported correctly.

Changes in Living Situation

Your marital status, household income, or who you live with can affect your eligibility—especially for SSI (Supplemental Security Income). Failing to notify SSA of changes can result in overpayment.

Medical Improvement Not Reported

If your condition improves and you no longer meet the criteria for disability, but you continue to receive benefits without notifying SSA, that may lead to an overpayment.

Missed Deadlines for Reporting Changes

There are strict timelines for reporting changes in income, resources, address, or medical condition. Delays can lead to incorrect benefit payments.

Administrative or Clerical Errors

Sometimes the SSA or VA makes mistakes—such as failing to update your file or miscalculating your benefits—which can result in overpayments through no fault of your own.

Concurrent Benefits Without Notification

Receiving other types of government assistance (like workers' compensation or unemployment) without reporting it can also result in an overpayment if those benefits reduce your eligibility.