When Repayment Is Required

Generally, if the SSA finds that you were overpaid due to:

• Errors in reporting income or work activity
• Changes in your medical condition or eligibility
• Administrative mistakes

You are legally obligated to repay the amount overpaid.

Possible Repayment Options

The SSA offers several ways to manage repayment, including:

• Lump-sum repayment of the full amount
• Monthly installment plans tailored to your financial ability
• Voluntary repayments to avoid withholding from future benefits

It’s important to communicate with the SSA promptly to arrange a manageable repayment plan.

Can Repayment Be Waived?

In some cases, you may qualify for a waiver of repayment if:

• You did not cause the overpayment (i.e., it was not your fault)
• Repayment would cause you financial hardship

To request a waiver, you must provide detailed information and documentation supporting your claim.